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Products:
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Head Start Plans.:
HEAD START: A low cost plan for children. It is a benefit for life, transferable to children themselves, which provides guaranteed options to increase their coverage in the future without evidence of insurability.
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Whole Life Plans:
WHOLE LIFE POLICIES: These policies provide immediate coverage once issued, build cash value and have paid-up options. Rates are never increased, and the coverage amounts are never reduced.
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Term Life Plans:
TERM LIFE POLICIES: Various terms are available to cover the needs of a temporary nature, such as to pay off a mortgage or other loans, family income protection, etc.
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Critical Illness Plan:
CRITICAL ILLNESS: Provides a lump sum payment that can be used to help cover the unexpected costs associated with a critical illness such as Heart Attack, Stroke, Major Organ Transplant, etc.
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Freedom of Choice:
FREEDOM OF CHOICE: A plan designed to take care of immediate financial needs placed on a family when a loved one passes away (Final Expenses/ FUNERAL BENEFIT PLAN).
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Emergency Room / Hospital / ICU Benefit:
When you own these benefits...AIL pays you whenever you go to the Emergency Room / Stay in the Hospital / Stay in the ICU due to an accident.
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